Online banking has made life much easier in many ways — you can use online bill pay, make transfers between accounts, and check your account balance easily without visiting an ATM or making a phone call. But while online banking is very convenient, there are some safety precautions that you should take to protect your account and prevent hackers from being able to access sensitive information. Use the following tips to ensure that your online banking sessions are safe and secure:

Create a Complex Password

When it comes to the password for your online banking, the more complex it is the better. Use a combination of letters and numbers so it is as long as possible, but easy for you to remember. Avoid using your name, birth date, or any other terms that a person could possibly guess. It is also important to make sure that your password is as unique as possible — avoid using the same password that you use for other accounts, such as your email password. To keep your account as safe as possible, change your password on a regular basis and never repeat passwords.

Access Online Banking with a Secure Connection

If you need to log into your bank account to make a transfer or monitor activity, it is best to do so from home on a secure Internet connection. Generally, you should avoid doing any online banking on public computers, such as those found in a library. If you're going to be accessing your bank account from a tablet or mobile phone, consider downloading your bank's app and make sure that all information you submit is encrypted.

Do Not Fall for Email Scams

Many scammers try to acquire bank account information and passwords by sending out emails that look like they are from your bank. Do not fall for these scams, and never click on any links in an email and enter your personal information. Reputable banks do not typically communicate with customers in this way, and they will not ask you to verify account information via email.

Log Out of Each Session

When you're done with an online banking session, always make sure that you sign out instead of just closing the window. Doing this can help ensure that you're not a victim of a session high jacking where hackers try to gain access to information on the website and steal passwords and account information.