Finding the Right Credit Card

14 July 2016

Fearing Foreclosure: Alternatives That May Provide A Second Chance For At-Risk Homeowners

There are countless stories on the Internet and other media that tell the details of homeowners tricked by predatory lenders into accepting loans that caused them to lose their home. These stories are tragic, but the homeowners who are not mentioned are the ones who have paid on their homes for 15-20 years and suddenly find themselves in a position they never expected. It does not always take a market collapse or natural disaster to create a situation where the money for the mortgage is not readily available.

On A Budget? 3 Tips For Buying An Engagement Ring

Just because you do not have a lot of money doesn't mean that you should have to wait forever to propose to the love of your life. However, you probably do not want to propose without a ring, and you might be unsure of how you will be able to pay for one. Luckily, you do have a few options. These are a few ideas that can help you buy an engagement ring on a budget.

Additional Home Loan Benefits For Surviving Spouses Of Deceased Veterans

The Honoring America's Veterans and Caring for Camp Lejeune Families Act extends home loan benefits to more surviving spouses. Even if your spouse died from a nonmilitary-related cause, you may be eligible for a home loan guaranteed by the U.S. Department of Veterans Affairs (VA). Who Qualifies Providing you haven't remarried, you may be eligible for a VA home loan if you are the surviving spouse of a military member who:

Answering Two Questions About Financing Your New Business

Starting your own business can be one of the more challenging and rewarding experiences that you can go through. In particular, securing financing for the startup can seem like an overwhelmingly complicated task for you to do. However, learning the following couple of questions and answers should help to provide you with a better understanding about what to expect when obtaining financing your new enterprise. Will Your Personal Credit History Play A Role In Financing Your New Business?

2 Ways A Low Income First-Time Homebuyer Can Raise The Money Needed For A Down-Payment On A Home

Housing prices are starting to head upward in most areas of the country and it's becoming increasing difficult for a low-income person to raise the money they need for a down-payment on a new home. The days when a first-time homebuyer could buy a home without having a down payment ended with the mortgage crisis a few years ago. Now, lenders want you to have at least some money to put toward the down-payment on a home.

What You Need To Know About FHA Loans And How They Can Benefit You

Before you begin looking for a house to buy, you need to make sure you're qualified for a home loan. While there are several types of loans available, FHA loans have several benefits. So, before you start the home buying process, learn more about what an FHA loan is and how it can benefit you. What is an FHA Loan? An FHA loan is a home loan that is insured by the Federal Housing Administration.

3 Things You Should Have Prepared Before Applying For A Home Loan

Buying a house can be a very exciting, yet confusing time. Many people are taken off guard when they start the process only to realize that the mortgage lender will want more information than they have prepared. Before you start the application process, you should take the time to get everything ready so that the process is as simple and painless as possible. Here are some things that the lender will ask for.